Purba, Josya Ryan Alexandro, Qilbaaini Effendi Muftikhali, and Bony Parulian Josaphat. “Reducing Lending Risk: SVM Model Development With SMOTE for Unbalanced Credit Data”. International Journal on Information and Communication Technology (IJoICT) 9, no. 2 (December 30, 2023): 150-161. Accessed May 14, 2024. https://socj.telkomuniversity.ac.id/ojs/index.php/ijoict/article/view/860.